:root{--navy:#071d33;--navy2:#0d2d49;--navy3:#123b5c;--gold:#c4923f;--gold2:#e4bd72;--ink:#162234;--muted:#66758a;--soft:#f4f7fb;--paper:#fff;--line:rgba(7,29,51,.12);--shadow:0 20px 55px rgba(7,29,51,.13);--radius:26px;--max:1220px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--navy);line-height:1.62}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto;display:block}.wrap{max-width:var(--max);margin:0 auto;padding:0 clamp(18px,4vw,48px)}.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;z-index:999;background:#fff;color:#111;padding:10px;border-radius:8px}
.topbar{position:sticky;top:0;z-index:100;background:rgba(7,29,51,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(228,189,114,.18)}.nav{min-height:88px;display:flex;justify-content:space-between;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:#fff;min-width:280px}.brand img{width:58px;height:58px;border-radius:50%;background:#fff;object-fit:contain}.brand strong{display:block;font-size:14px;line-height:1.15;text-transform:uppercase;letter-spacing:.3px}.brand small{display:block;margin-top:4px;color:var(--gold2);text-transform:uppercase;font-size:11px;letter-spacing:1.7px}.menu{display:flex;align-items:center;justify-content:flex-end;gap:18px;flex-wrap:wrap}.menu a{color:#fff;font-size:14px;opacity:.95}.menu a:hover{color:var(--gold2)}.menu .pill{border:1px solid var(--gold);border-radius:999px;padding:10px 15px;color:var(--gold2);font-weight:900;background:rgba(196,146,63,.08)}
.hero{position:relative;overflow:hidden;color:#fff;background:radial-gradient(900px 520px at 14% 8%,rgba(228,189,114,.25),transparent 45%),linear-gradient(112deg,#071d33 0%,#0c2b46 58%,#123b5c 100%)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;align-items:center;gap:44px;min-height:760px;padding-top:70px;padding-bottom:70px}.kicker{margin:0 0 16px;color:var(--gold2);font-size:12px;text-transform:uppercase;letter-spacing:2.4px;font-weight:950}h1{font-size:clamp(34px,5vw,58px);line-height:1.05;max-width:900px;letter-spacing:-1.6px;margin:0 0 22px;text-wrap:balance}.hero .lead,.page-hero .lead{font-size:18px;line-height:1.85;color:rgba(255,255,255,.88);max-width:760px;margin:0}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:15px 22px;border-radius:14px;font-weight:950;letter-spacing:.2px}.btn.primary{background:linear-gradient(180deg,var(--gold2),var(--gold));color:#111b28}.btn.secondary{border:1px solid rgba(255,255,255,.32);background:rgba(255,255,255,.06);color:#fff}.btn.dark{background:var(--navy);color:#fff}
.hero-visual{position:relative}.hero-visual img{border-radius:34px;box-shadow:0 32px 90px rgba(0,0,0,.34);border:1px solid rgba(255,255,255,.15)}.hero-note{position:absolute;left:24px;right:24px;bottom:24px;background:rgba(255,255,255,.96);color:var(--ink);border-radius:24px;padding:20px;box-shadow:0 24px 60px rgba(0,0,0,.24)}.hero-note strong{font-size:20px}.hero-note p{margin:.35rem 0 0;color:var(--muted)}.trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}.trust{border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.07);border-radius:999px;padding:8px 12px;color:rgba(255,255,255,.88);font-size:13px}
.section{background:#fff;padding:78px 0}.section.alt{background:var(--soft)}.section.navy{background:linear-gradient(135deg,var(--navy),var(--navy3));color:#fff}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:30px}.section-head h2,.panel h2{font-size:clamp(30px,4vw,48px);line-height:1.12;letter-spacing:-.8px;margin:0}.section-head p{margin:0;color:var(--muted);max-width:620px}.navy .section-head p,.navy p{color:rgba(255,255,255,.80)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 32px rgba(4,12,22,.06)}.card h3{font-size:22px;line-height:1.18;margin:0 0 10px}.card p,.panel p,.panel li,.article p,.article li{color:var(--muted)}.card p{margin:0 0 16px}.more{font-weight:950;color:var(--navy)}.icon{width:54px;height:54px;border-radius:18px;background:rgba(196,146,63,.12);border:1px solid rgba(196,146,63,.26);display:grid;place-items:center;color:var(--gold);font-weight:950;font-size:22px;margin-bottom:18px}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center}.panel p{font-size:16px;line-height:1.85}.photo{border-radius:34px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);background:#fff}.photo img{width:100%;height:auto;object-fit:contain}.list-check{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:12px}.list-check li{position:relative;padding-left:32px}.list-check li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:rgba(196,146,63,.13);color:var(--gold);font-weight:950}
.band{background:linear-gradient(135deg,#071d33,#113a5c);color:#fff;padding:42px 0}.band-inner{display:flex;justify-content:space-between;align-items:center;gap:24px}.band strong{display:block;font-size:clamp(24px,3vw,34px);line-height:1.2}.band span{display:block;color:rgba(255,255,255,.82);margin-top:6px}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.stat{text-align:center;background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px 18px;box-shadow:0 10px 30px rgba(7,29,51,.06)}.value{font-size:clamp(30px,4vw,46px);line-height:1;font-weight:950;color:var(--gold);margin-bottom:10px}
.page-hero{background:linear-gradient(112deg,#071d33,#103754);color:#fff;padding:82px 0}.page-hero h1{max-width:980px}.breadcrumbs{font-size:13px;color:rgba(255,255,255,.72);margin-bottom:20px}.breadcrumbs a{color:var(--gold2)}.service-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.service-nav a{background:#fff;color:var(--navy);border-radius:999px;padding:10px 14px;font-weight:850;border:1px solid rgba(255,255,255,.2)}.faq{display:grid;gap:14px}details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}summary{font-weight:950;cursor:pointer}details p{color:var(--muted);margin:12px 0 0}.blog-list{display:grid;gap:18px}.post-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:0 10px 30px rgba(7,29,51,.06)}.post-card h2{font-size:25px;margin:0 0 10px}.post-card p{color:var(--muted);margin:0 0 14px}.article{max-width:880px}.article h2{font-size:34px;margin-top:42px}.article p,.article li{line-height:1.85}
.footer{background:#06182a;color:#fff;padding:58px 0 26px}.footer-grid{display:grid;grid-template-columns:1.2fr .75fr .9fr 1fr;gap:28px}.footer-logo{display:flex;align-items:center;gap:12px;margin-bottom:16px}.footer-logo img{width:58px;height:58px;border-radius:50%;background:#fff;object-fit:contain}.footer h4{color:var(--gold2);text-transform:uppercase;letter-spacing:1.2px;font-size:14px;margin:0 0 12px}.footer a,.footer p{display:block;color:rgba(255,255,255,.78);margin:7px 0}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:16px;color:rgba(255,255,255,.62);display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px}

.site{min-height:100vh;display:flex;flex-direction:column}.site main{flex:1}.microcopy{font-size:14px;line-height:1.65}.cards{display:grid;gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}.table{width:100%;border-collapse:separate;border-spacing:0;margin:22px 0;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 10px 30px rgba(7,29,51,.05)}.table th,.table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:var(--soft);color:var(--navy);font-weight:950}.table tr:last-child td{border-bottom:0}.industries-section .card,.online-benefits .card{height:100%}
@media(max-width:980px){.nav{display:block;padding:14px 0}.menu{margin-top:14px;justify-content:flex-start}.hero-grid,.two-col,.grid-3,.grid-4,.stats,.footer-grid,.cards.three{grid-template-columns:1fr}.hero-grid{min-height:auto;padding-top:48px;padding-bottom:48px}.section-head,.band-inner{display:block}.section-head p,.band .btn{margin-top:16px}h1{font-size:clamp(38px,10vw,58px)}}@media(max-width:620px){.table{display:block;overflow-x:auto;white-space:normal}.brand{min-width:auto}.brand strong{font-size:12px}.brand small{font-size:10px}.brand img{width:48px;height:48px}.actions{display:grid}.btn{width:100%}.hero-note{position:relative;left:auto;right:auto;bottom:auto;margin-top:14px}.section{padding:58px 0}.page-hero{padding:60px 0}}